Memories of Poor Financial Decisions


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I have several scars on my physical body, and each one causes me to remember what happened earlier in my life to cause them.  Physical scars are usually from unplanned accidents or as a result of surgeries.

Recently, well-known country singer Carrie Underwood started sharing the results of having over forty stitches on her face as a result of a 2017 fall down stairs in her Nashville, Tennessee home.  Here’s how she summed up her experience:

“I’m grateful for every scar, some pages turned, some bridges burned, but there were lessons learned.”

Scars come in all shapes and sizes.  There are physical, emotional, spiritual, and financial ones.  Physical scars are the easiest ones to notice.  Emotional scars are much more difficult to notice since these are usually well covered.  Spiritual scars are the result of choices made in the journey of life and some choose to take this walk without consulting God. Financial scars from poor choices to live far beyond your means have contributed to many failed marriages, bankruptcy, and an inability of some to ever see financial freedom.  

For the sake of this article, I will only be focusing on the memories of poor financial decisions and the scars that resulted from such choices.

  • Poor financial examples do impact our lives.
  • Poor financial choices can be seen in selfishness.
  • Poor financial choices compound and impact all facets of our lives.
  • Poor financial choices impedes us from exemplifying a strong financial commitment of biblical stewardship in support of the Lord’s ministries.

Scars do portray where we have come from but do not dictate our choices on where we choose to go from now on.  Can you remember hearing Barbra Streisand sing a song titled, “Memories”?  Lyrics from the song start with memories but end with the words turning toward the future:

“And soon it will be morning daylight I must wait for the sunrise I must think of a new life And I mustn’t give in When the dawn comes tonight will be a memory too And a new day will begin.”

We each need to see that regardless of the scars and memories, we have opportunity to write a brand new chapter as a new day dawns.  Your new day can be different, but it depends upon some necessary changes.

  • Take steps to be a good example for others by making healthy financial choices.
  • Learn to distinguish between the difference between wants and needs regarding your financial choices and only allow yourself to deal with needs.
  • Turn from the financial bondage trap to a life with financial freedom.  It will be a slow process of one decision at a time.
  • Decide to have a life of financial freedom.  Once you are free from the financial bondage of poor choices, you will better position yourself to a life of faithfulness in your giving of tithes and offerings unto the Lord and His church and to the things that truly matter.

Remember the words of Carrie Underwood? “I’m grateful for every scar, some pages turned, some bridges burned, but there were lessons learned.”  This can be your experience, as well.

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